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Through our Independence
as an Insurance Broker we have developed wide experience over
the years in obtaining the most appropriate and competitive
quotes for all types of motor Insurance. The key features
we offer are:
Instant Quote - Instant Cover
Flexible Cover To Match Your Needs
Flexible Payment Options
24 Hour Accident Claims Line
Breakdown Cover
Call us on our Quote line 0845 345 3900
NOW!
There are three main types of Motor cover and
we clarify these below:
Comprehensive
For most people this is the best cover and includes:
Accidental Damage to your vehicle and windscreen
Your liability to others, including your passengers,
and EU compulsory Insurance
Fire & Theft, malicious damage to your vehicle
Courtesy car whilst your vehicle is repaired at an
authorised garage
Third Party Fire and Theft
Your liability to others, including your
passengers and EC compulsory Insurance
Fire, theft and malicious damage to your vehicle Third
Party
This is the minimum legal requirement and only covers
your liability to others
Motorcycle Insurance
There have been a number of changes to the law
regarding the qualification for a motorcycle licence and these
are as follows:
Compulsory Basic Training (CBT)
From 1 January 1997, all moped and motorcycle
learners must have completed CBT at an approved centre before
riding on the road with L-plates. The CBT certificate is valid
for 3 years. If the Theory and Practical tests are not passed
in that time, the CBT will have to be retaken.
Theory Test
The theory test was introduced in July 1996
in addition to the practical driving test. The Theory Test
Pass certificate is valid for two years. If the practical
driving test is not taken within this 2-year period, the Theory
Test will have to be retaken.
As with Private Car Insurance we can provide quotations for
Comprehensive, Third Party Fire and Theft and Third Party
cover only.
We have access to a number of leading insurers who specialise
in this type of insurance from a 50cc to 1001cc and over.
Discounts are available for security products being fitted
and No Claims Bonus (which can also be protected)
Please call our quotation line 0845
345 3900 for a competitive quotation.
Classic car insurance
We have access to a number of leading insurers
who specialise in this type of cover to provide your prized
possession with maximum cover.
Premiums are calculated based on information such as the area
you live, the type of vehicle you own and annual mileage.
Discounts are available for Car Club Membership and vehicle
security.
Agreed valued policies are also available, insurers would
require six recent photographs of the vehicle dated and signed
by the Policyholder. Vehicles manufactured 10 years ago and
older are acceptable, subject to eligibility.
Should you wish to travel abroad with your vehicle, Insurers
will provide Green Cards and Bail Bonds for a small additional
charge.
We can provide quotations over
the phone and immediate cover can be arranged, so call on
0845 345 3900 for a competitive quotation and a policy that
suits your requirements and pocket.
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rights reserved ® 2004 | Francis Townsend &
Hayward
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